| A | B |
|---|
| Needs | basic things we need to survive |
| Wants | things that make life more fun but not a necessity |
| Values | Beliefs and practices that are important to you |
| Goal | Something you want to be, do or have in the future |
| Short term goal | want in the next 3 months |
| Intermediate-term goal | three months to a year |
| Long term goal | more than a year to achieve |
| Delayed gratification | giving up something now to get something better in the future |
| Cash Flow | The money you receive and the money you spend |
| Opportunity cost | The value of what is given up when you choose one option over another |
| Satellite Decisions | smaller decisions that can result from a major decision |
