FD - UNIT 7: Moving Toward Independence Tools A B security deposit A one-time payment to cover costs of potential damage to an apartment. lease A written agreement between the landlord and tenant, spelling out the rights and responsibilities of each. autonomy The ability to direct your life independently. investing Using money to make money. vaccines Chemicals developed to protect against specific diseases. pathogens The viruses and bacteria that cause diseases. antibiotics Special medicines that destroy disease-causing pathogens. cardiovascular diseases Heart-related diseases, such as strokes and high blood pressure. wellness A positive state of physical and mental health. preventative medicine Finding out what experts say about how to stay healthy, and making these actions a part of your routine. anorexia nervosa An eating disorder that shows itself in a fear of being fat. bulimia An eating disorder involving binge eating followed by vomiting or laxative use. compulsive eating An eating disorder involving an inability to resist food and control eating. endurance The length of time you can work or exercise without stopping. aerobic exercise Strenuous activity that raises the heart rate and increases the amount of oxygen taken into the lungs. strength The ability to apply force and support weight. flexibility The ability to move your muscles to their fullest extent. sleep deprivation Not getting enough sleep. debit card A card that automatically deducts money from your checking account when it is used for buying. credit Borrowing or using comeone else's money and paying it back later. interest The money paid to use someone else's money. down payment A partial payment paid when buying an item with credit. balance Remaining amount due on a financial account. loan Money lent to someone else to earn interest. financial plan A plan for spending and saving money. fixed expenses Monthly payments, often of the same amount. flexible expenses Expenses that do not occur regularly. consumer A person who purchases good and services to fill needs and wants. bargain A good-quality product you need, want, and will use that is sold by a reliable dealer at a price you are willing to pay. comparison shopping Looking in several stores to compare quality and price before buying. warranty A written guarantee. impulse buying Purchasing items hastily, without consideration or thought. unit price A measure of the cost per unit of weight or volume. direct advertising Advertising that is aimed at you in an obvious way. indirect advertising Subtle advertising of a product through celebrity use or clothing logos or labels. Better Business Bureaus Independent organizations sponsored by businesses in a community. Consumer Action and Advisory Panels Organiations formed by specific industries to help solve consumer problems. small claims court Courts that handle cases that do not exceed certain money limits set by the state. career The kind of work you do over a period of years. aptitude Natural talent or capacity for learning. career counseling Helping people choose and be successful in their work. apprentice A position in which you receive paid on-the-job training from a skilled worker in a trade. career path The connections between the various jobs that make up a career. resume A written account of qualifications for a job, including education or training and experience. application form A form that asks for basic information about a job seeker. references People who have agreed to discuss your ability and character with a potential employer. interview A face-to-face meeting between an employer and a potential employee. notice An official, written statement that you are leaving a company. entrepreneur Someone who organizes and runs his or her own business. professionalism A positive attitude toward, commitment to, and ethical behavior on the job.