| A | B |
|---|
| VVOE | Verbal Verification of Employment |
| WVOE | Written Verification of Employment |
| LOX | Letter of Explanation |
| HOI | Homeowner's Insurance |
| LO | Loan Officer |
| LSR | Loan Service Representative |
| LQR | Loan Quality Review |
| MIP | Mortgage Insurance Premium |
| PMI | Private Mortgage Insurance |
| CTC | Cleared to Close |
| CPL | Closing Protection Letter |
| AGI | Adjusted Gross Income |
| LTV | Loan to Value |
| CLTV | Combined Loan to Value |
| TLTV | Total Loan to Value |
| DU | Desktop Underwriter |
| COE | Certificate of Eligibility |
| CRA | Credit Reporting Agency |
| DTI | Debt to Income |
| EMD | Earnest Money Deposit |
| FHLMC | Federal Home Loan Mortgage Corporation (Freddic Mac) |
| FNMA | Federal National Mortgage Association (Fannie Mae) |
| GFE | Good Faith Estimate |
| HEL | Home Equity Loan |
| HELOC | Home Equity Line of Credit |
| HOA | Homeowner's Association |
| HUD-1 | Settlement Statement Form |
| LLPA | Loan Level Price Adjustment |
| NOV | Notice of Value |
| P&I | Principal and Interest |
| PITI | Principal, Interest, Taxes, Insurance |
| PUD | Planned Unit Development |
| SFR | Single Family Residence |
| P&L | Profit and Loss Statement |
| PFC | Prepaid Finance Charge |
| RWC | Refer with Caution |
| PIW | Property Inspection Waiver |
| SSI | Social Security Income |
| URLA | Uniform Residential Loan Application (1003) |
| VA | Veterans Administration |
| VOE | Verification of Employment |
| VOD | Verification of Deposit |
| YSP | Yield Spread Premium |
| YTD | Year to Date |
