| A | B |
|---|
| Cash | No Hold |
| $3500 Payroll Check | Needs approval - over limit |
| New Member $250 Personal Check | 11 business days |
| Existing Member $5000 Cashier's Check | 1 Business Day |
| $200 Personal Check - Existing Member | No Hold |
| Check deposits totaling more than $5,000 on 1 busines day | Extended holds on amount over $5,000 |
| Must be endorsed by all payees and all endorsements must be verified | Government Checks |
| 30 business day hold | Reasonable cause to doubt the collectability |
| Third party checks | Needs approval |
| ATM deposits | held until next business day when deposit can be verified |
| Checks deposited during emergency conditions | may be subject to extended holds |
| Foreign Checks | must be sent to Collection Dept. |
| $250 personal check - existing member | $200 available, $50 2 business day |
| $2500 payroll check - new member | No hold |
| $975 payroll check - existing member | No hold |
| $3,000 Official Bank Check - existing member | 1 Business Day |
| $7500 Cashier's Check - new member | $5,000 on 1 business day, $2,500 on 9 business day |
| $1500 New York State Tax Refund | No hold |
| US Treasury Check | No hold |
| TEG member to member On-Us Check | No hold |
