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What is Insurance?

Crossword for What is Insurance? for Orientation

Ben FranklinFather of Insurance
InsuranceSystem by which risk is transferred by a Person or Business
RiskPossibility of a financial loss
InsuredA person or business that is covered by an insurance policy
PerilCause of Loss
HazardAnything that increases a chance of loss
EndorsementCocument attached to a policy that changes the policy in some way
ExpensesCovers the cost of operations to sell, issue and service insurance policies
IndependentType of agent that sells for several unrelated insurance companies
BrokerRepresents the Insurance Buyer
Dec PageContains name & address of policyholder
ExclusionsRstricts the broad terms of the insuring agreement
CommercialType of insurance which provides coverage for businesses
Direct WriterAn employee who sells insurance for one company
AdjusterPerson responsible for handling claims

Cheryl Matala

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