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chapter 23

checkbook A bound book containing blank checks and forms on which a depositor writes a record of deposits made and checks written.
check registerA separate form on which the depositor keeps a record of deposits and checks.
check stubA form attached to a check on which a depositor keeps a record of the checks written and any current deposit.
deposit slip or deposit ticketA form that accompanies a deposit and lists the items deposited-currency, coins, or checks.
endorsementWritten evidence that you received payment or that you transferred your right of receiving payment to someone else.
joint accountA bank account that is used by two or more people.
money market rateThe current cost of money in the marketplace.
service chargeA fee a bank charges for handling a checking account.
sharedraftsWithdrawals made on a member's shares of ownership (deposits) in a credit union.
signature cardA card, kept by a bank, that shows the signatures of all individuals authorized to draw checks against the account.

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