| A | B |
|---|
| TAKE HOME PAY | NET PAY |
| INCOME BEFORE DEDUCTIONS | GROSS PAY |
| ACCUMULATION OF KNOWLEDGE AND SKILLS | EXPERIENCE |
| CHOSEN PROFESSION OR OCCUPATION | CAREER |
| ABILITIES YOU POSSESS | SKILLS |
| SOCIAL SECURITY TAX | FICA |
| SOMETHING BASIC FOR SURVIVAL | NEED |
| SOMETHING YOU OWN | ASSET |
| A GENERAL STATEMENT OF WHAT YOU WANT TO ACHIEVE | GOAL |
| TO SAVE A SPECIFIC AMOUNT FROM EACH PAYCHECK | PAY YOURSELF FIRST |
| EXPENSES THAT CHANGE FROM MONTH TO MONTH | VARIABLE OR FLEXIBLE |
| EXPENSES THAT REMAIN THE SAME | FIXED EXPENSES |
| YEARLY FEE FOR USE OF CREDIT CARD | ANNUAL FEE |
| ANNUAL PERCENTAGE RATE | APR |
| AMOUNT OF FINANCIAL TRUST EXTENDED TO YOU BY A LENDER | CREDIT |
| RECORD OF A PERSON'S PAYMENT ACTIVITY | CREDIT HISTORY |
| AMOUNT YOU OWE | DEBT |
| A LAST RESORT FOR SERIOUS FINANCIAL DIFFICULTY | BANKRUPTCY |
| WORKS LIKE A CHECK | DEBIT CARD |
| PAYMENT YOU MAKE FOR THE USE OF ANOTHER'S MONEY | INTEREST |
| ABILITY TO REPAY A LOAN | CAPACITY |
| GOOD CREDIT HISTORY | CHARACTER |
| SOMETHING OF VALUE THAT COULD BE USED TO REPAY A DEBT | CAPITAL |
