CU Risk Score



A red asterisk (*) indicates required questions.


  1. How does using the risk score matrix impact your productivity?*
    Significantly improves my productivity
    Minimally improves my productivity
    Does not impact my productivity
    Minimally impedes my productivity
    Significantly impedes my productivity


  1. Any additional comments for question 1:


  1. How does using the matrix affect the underwriting process?*
    Makes the process more straightforward
    Doesn’t impact the underwriting process
    Makes the process more complicated


  1. Any additional comments for question 3:


  1. How does the use of the risk score matrix impact your ability to make effective underwriting decisions?*
    Significantly improves my ability to make effective decisions
    Minimally improves my ability to make effective decisions
    Does not impact my ability to make effective decisions
    Minimally impedes my ability to make effective decisions
    Significantly impedes my ability to make effective decisions


  1. Any additional comments for question 5:


  1. Has use of the risk matrix influenced you to approve a loan that you might have denied?*
    Yes
    No


  1. Any additional comments for question 7:


  1. Has use of the risk matrix influenced you to deny a loan that you might have approved?*
    Yes
    No


  1. Any additional comments for question 9:


  1. How has the client reacted to the use of the matrix at your site?*
    Favorably
    Unfavorably
    Neither


  1. Any additional comments for question 11:


  1. Does using the matrix affect the risk mix of loans presented to you from the client?*
    Yes
    No


  1. Any additional comments for question 13:


  1. Has your request for additional information (4506;AVM;Verbal) caused a loan to be withdrawn from underwriting ?*
    Yes
    No


  1. Any additional comments for question 15:


  1. As the underwriter, what additional information would you like to see on the matrix?*


  1. As the underwriter do you have any suggestions to improve the risk score procedure?
    *