| A | B |
|---|
| Balance $200 or less | Cannot submit for AWG |
| Make at least __attempts at different tims of day | Five |
| Make sure these letters have been sent | 72A, 72B/C and 72M |
| After the borrower recives the WG19 they can | Ask for Hearing or enter into a program |
| If the borrower wants a hearing they must sent a letter to | ED |
| The borrwer has __ days to return the RAL if the docs returned and payment made | Ten |
| Order of Withholding | WG15 |
| Notice of Propsed Wage Garnishment | WG19 |
| Request for Hearing | RFH |
| AWG can be up to __% of disposable pay | 15% |
| Authority to conduct AWG | Treasury Department |
| Borrower cannot submit for AWG | Federal/Military Employee |
| Borrower can submit for AWG | Teacher |
| Reason for Hearing | Financial Hardship |
| Received within 30 days of the date the WG19 sent | Timely Hearing |
| Do not attempt to negotiate repayment | Bankruptcy |
| Make sure you have full name /address/phone | Place of Employment |
| Ed to make decision after hearing | 6 to 8 weeks |
| Who can request a hearing | All Borrowers |
| Work Number Hit | WNH |
