| A | B |
|---|
| BUSINESS RISK | THE POSSIBILITY OF BUSINESS FAILURE OR LOSS |
| ECONOMIC RISKS | RISKS THAT RESULT FROM CHANGES IN OVERALL BUSINESS CONDITIONS |
| HUMAN RISKS | RISKS CAUSED BY HUMAN ERRORS AS WELL AS THE UNPREDICATABILITY OF CUSTOMERS, EMPLOYEES, OR THE WORK ENVIRONMENT |
| NATURAL RISK | RISKS RESULTING FROM NATURAL CAUSES |
| PURE RISK | THE POSSIBILITY OF LOSS TO A BUSINESS WITHOUT ANY POSSIBILITY OF GAIN |
| RISK RETENTION | SELF INSURANCE AGAINST BUSINESS LOSS |
| SPECULATIVE RISK | RISKING LOSS TO MAKE A PROFIT WITH THE POSSIBILITIES OF LOSS, NO CHANGE OR GAIN |
| ROBBERY | THE TAKING OF PROPERTY BY VIOLENCE OR THREAT |
