| A | B |
|---|
| Simple Checking | Zero balance |
| Traditional IRA | Possible tax deduction |
| Checking Plus | $200 minimum balance |
| MyLine Anytime | $0.00 transfer fee to checking |
| Quest account | 13-17 |
| Free checks | 1 box per account |
| Christmas Club | Disbursed in Oct. or Nov. |
| Visa | Classic, Gold, Platinum |
| Visa Classic | fixed rate |
| Certificates | $250 to open |
| Performance Money Market | high interest bearing checking account |
| Share IRA | No minimum balance |
| Overdraft Privilege | $500 limit for overdraft |
| BridgerXG | Verify Members through OFAC |
| ATM/Debit | Convenience for members when shopping or needing cash |
| CPM Anytime | Online banking |
| CheckFree | Can pay anyone online |
| Maxx Money Account | CPM Pays the first $5 under 6 months old |
| Essentials Checking | $5.95 a month |
| Standard Overdraft Protection | funds transferred from savings account for $2 fee |
| Pop Money | free ACH to other financial institutions |
| ACCEL | free financial counseling for members |
| ROTH IRA | earnings grow tax deferred |
| Max Money | Birth -12 years old |
| Journey | 18-25 |
| Overdraft Plus | $31 fee for each use |
| 5/1 or 7/7 ARM | 30 year mortgage options |
| Coverdell | education savings IRA |
| PAL | personal account line |
| Main Savings | establishes membership at credit union |
| CPM means | Carolina People Matter |
| GAP | pays off the balance of an auto loan if there is a shortfall |
| Youth CD | can open this CD with 100 and is only offered to members 17 and under |
