| A | B |
| consumer | person who buys or uses goods or services |
| return | exchanging a product for another product |
| refund | returning a product for money |
| hiring a babysitter | an example of a consumer service |
| Consumer Reports | a consumer magazine for adults |
| www.nycareerezone.edu | a place to investigate interesting careers |
| fixed expense | expenses that are the same each month |
| flexible expenses | expenses that change each month |
| example of a need | a wool winter coat |
| example of a want | a leather winter coat |
| net income | income available after taxes are remove from the salary |
| gross income | salary amount you are informed you will earn |
| value | qualities that are important to you |
| career | one's lifework or employment in a field of interest |
| job | employment, usually short term, done for money |
| shadowing | following a person to see what he does "on the job" |