| A | B |
|---|
| Credit | Privilege of using someone else's money |
| Character | Honesty & willingness to pay a debt |
| Sales Credit | Credit offered at time of sale |
| Capacity | Ability to pay a debt when due |
| Credit rating | Reputation for paying debts on time |
| Debtor | One who buys on credit or has a loan |
| Loan Credit | Borrowing money |
| Trade Credit | Business receives goods & pays later |
| Credit references | Can verify your credit record |
| Capital | Value of borrower's possessions |
| Trust | Creditor's belief that debtor will pay as promised |
| Creditor | One who makes the loan or sells on credit |
