| A | B |
| Face Value | The amount a bondholder repays when a bond matures |
| Fixed-Income | Bonds are considered this type invement because a specified amount of interest is paid on a regular basis |
| Registered | When a bond is recoreded in the owner's name by the issuer |
| Coupon | a/k/a bearer bond is not registered in the owner's name by the issuer |
| Callable | When a bond can be paid off before its maturity date |
| Dividends | When a company is profitable, the stockholders foten receive a distribution of money |
| Board of Directors | Common stockholders votre for memebers of this |
| Stock Split | An increase in the number of outstanding shares of a stock |
| Dividend Reinvestment | means using dividends previously earned on stock tobuy more shares |
| Income | Stocks that pay high dividends over time are this type of stock |
| Family of Funds | a groups of several different mutual funds |
| No-Load | fund does not charge a sales fee when you buy or sell because no salespeople are involved |
| Growth | A fund that invests in the common stocks of well-managed, rapidly gorowing companies |
| Balanced | A fund that invests in a mixture of common stocks, preferred stocks, and bonds |
| Global | A fund that purchases international stocks and bonds as well as US securities. |
| Prospectus | information about how a fund operates, its portfolio, and its goals |
| Real Estate Investment Trust | is a coporation that pools the money of amny individuals to invest in real estate |
| Commerical | Land or buildings that produce rental income, such as stores, hotels, and duplexes |
| Duplex | a bulding with two separate living quarters |
| Trustee | holds title ormanages assets for someone else |
| Mortgage | money borrowed for a home purchase |
| Futures Contract | an agreement to buy or sell a commodity at a specified future date |
| Load | a sales fee paid when you buy a mutual fund through a broker |
| Precious Metals | Gold, silver,a nd platinum |
| Gems | Natural stones, such as diamonds and rubies |
| Commodities | livestock,crops, or copper |
| Stock Index | A benchmark that stock investors use to judge investment performance |
| Blue chip | Stocks of large, well-established companies |
| Defensive | a stock that remains stable during an economic decline |
| Cyclical | Stocks do well in good economy but poorly in a bad one |
| Par Value | an assigned dollar value that is printed on a stock certificate |
| Market Value | The price when you buy a stock |
| Earnings Per Share | A corporations's after tax earnings divided by the number of common stock shares outstanding |
| Bull Market | characterized by rising stock prices and optimism |
| Bear Market | characterized by the selling of stocks and pessimism |
| Securities Exchange | a market place where brokers buy and sell securities |
| Floor Broker | This is who buys and sells stocks |
| Buying on Margin | Borrowing money to buy stock |
| Debenture | A Bond backed only by the reputation of the issuing corporation |
| Mortgage Bonds | Secured bonds backed by specific assets of the issuing firm |
| Convertible | Bonds that can be exchanged for a specified number of shares of common stock |
| Maturity | The principal of a bond must be reapid in full on this date. |
| Premium | When a bond sells for more than its face value |
| Discount | When a bond sells for less than its face value |
| Municipal Bond | Bonds issued by state and local governments |