| A | B |
| budget | a plan for the careful use of your money |
| expenses | the bills and money you pay out to live |
| income | the money you make from your salary |
| utilities | the gas, electricity (PG&E), or water, or garbage |
| savings | the money you have in the bank for emergencies |
| entertainment | things like movies & restaurants |
| credit card | lets you charge instead of paying cash |
| childcare | the money you pay for day care of a babysitter |
| loan | the money you owe and must pay back |
| finance | borrow the money to pay for something |
| interest | the extra money you must pay to borrow money |
| interest rate | the % of interest you must pay for a loan |
| term | how long you can take to pay a loan back |
| mortgage | the house payment |
| transportation | your way to travel--car, bus, taxi. |
| cable service | a company that will connect your TV to many channels |
| internet service | a company that will connect your computer to the web |
| donations | money you give to charity or church |
| principal | the actual amount of money you borrow |
| miscellaneous | every other thing |