| A | B |
|---|
| common-law | good in PA |
| consanguinity | related |
| affinity | related by marriage |
| polygamy | too many spouses |
| bigamy | extra spouse |
| premarital agreement | prenuptial |
| solemnize | ceremony |
| marriage license | need it to get married |
| proxy marriage | spouse not present at ceremony |
| annul | marriage did not happen |
| divorce | dissolution of marriage |
| death | ends marriage |
| no-fault divorce law | don't have to prove |
| adultery | crime |
| desertion | leave |
| domicile | principal place, home |
| residence | place where they live |
| alimony | spousal payments |
| support | children payments |
| tenancy for years | a specific time |
| periodic tenancy | period to period of time |
| tenancy at will | back out any time |
| tenancy at sufferance | stay beyond welcome |
| lease | rental contract |
| lessor | landlord |
| lessee | tenant |
| covenants | promises |
| assignment | transfers lease |
| subletting | transfers just part |
| constructive eviction | landlord breaks contract |
| fixture | attachments |
| mortgage | borrow money for real property |
| mortgagee | lender |
| mortgagor | pledges the property |
| location | most important reason for a purchase |
| fixed-rate | same rate |
| variable-rate | rate fluctuates |
| title | ownership of property |
| tenancy in common | heirs |
| joint tenancy | remaining tenants |
| tenancy by entirety | husband and wife |
| deed | formal property contract |
| general warranty deed | the best deed to have |
| bargain and sale deed | no warranties |
| quitclaim deed | transfers whatever interest |
| closing date | when the title transfers |
| point | usually 1 percent of loan |
| zoning laws | prescribes land use |
| eminent domain | govt. takes property |
| subterranean rights | land rights |
| riparian rights | water rights |
| easement | right of land use |
| license | right to do something on the land |
| adverse possession | takes possession without title |
| cooperative | shared ownership |
| policy | insurance contract |
| insured | person who is insured |
| beneficiary | receives money |
| premium | amount paid for insurance |
| face value | amount of insurance protection |
| cash value | borrow money |
| term life | least expensive life insurance |
| whole life | straight life |
| limited pay life | pay for a period of time |
| double indemnity | accident increase pay out |
| basic health | hospital-surgical expenses |
| major medical | expenses beyond basic |
| group insurance | employer shares in cost |
| HMO | preventative insurance plan |
| disability | income insurance |
| binder | oral/written promise to insure |
| floater | personal property insurance |
| rider | additional insurance |
| HO5 | Comprehensive insurance |
| coinsurance | must have at least 80% coverage |
| marine | oldest type of insurance |
