| A | B |
| Number of PEP options | seven |
| CPP | Cardholder Protection Plan |
| Core Plan P95 | max. $50K and up to 24 mo. AD,D,U,UFL,H |
| PW74 | max $50K and up to 9 mo. AD,D,U,UFL,H |
| PN74 | max $50K and up to 24 mo. AD,D, H |
| PW60 | max $50K and up to 9 mo. AD,U,UFL |
| PN60 | $50K and up to 9 mo. AD,D, H |
| PW39 | max $50K and up to 6 mo. AD,U, UFL |
| PN39 | $50K and up to 6 mo. AD, D, H |
| UFL | only feature on PEP that is joint proteciton |
| Number of protected users | AD,D,U,H - primary only, UFL-joint |
| Number of days to file a benefit | 120 days |
| Number of days off to qualify for UFL | 30 consecutive days |
| UFL requirement | must have been working 90 days before start of leave |
| Life events | max. benefit 1 month |
| Number of Life Events protected | ten |
| Life events that can only be used 1x on PEP | Graduation, Retirement |
| Number of free credit reports | two |
| Call to report Identity Theft | Intersections |
| To qualify for LE - active military duty must last | 14 consecutive days |