| A | B | 
| anticipate | to look forward to | 
| bankrupt | unable to pay one's debts | 
| brief | short | 
| brisk | quick; active | 
| budget | a plan for spending money during a certain period | 
| compete | to try to win against others | 
| complicate | to make difficult | 
| effect | to make happen | 
| err | to be wrong | 
| factor | something that contributes to a result | 
| fad | something that is very popular for a short time | 
| gripe | to complain | 
| knack | a special talent or skill | 
| leisure | free time not taken up with work | 
| unique | the only one of its kind | 
| competition | the act of trying to win against others | 
| competitor | one who competes against others | 
| complicated | adj. not easy or simple | 
| effective | bringing about the desired result | 
| erroneous | mistaken, wrong |