| A | B |
|---|
| making loans | a service offered by a bank |
| taking deposits | a service offered by a bank |
| transferring money | a service offered by a bank |
| commercial | a type of banking institution |
| savings | a type of banking institution |
| savings and loan | a type of banking institution |
| The Federal Reserve | the central bank which controls banks and manages the flow of money |
| FDIC | insures bank accounts up to $100,000 |
| signature card | One of the first item completed in opening an account |
| joint account | shared by two people |
| deposit ticket | an item by item record of money being put in an account |
| check register | a record of all bank transactions |
| drawer | person who owns the account |
| drawee | the bank |
| payee | the person to whom the check is written |
| endorse | to sign a check |
| stop payment order | a request for a bank not to cash a certain check |
| credit | the opportunity to obtain things now for a promise to pay in the future |
| credit report | a printout which shows how well you have paid your bills in the past |
| debtor | one who borrows money or uses credit |
