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Insurance Terminology

AB
Maximum out of Pocketmaximum copay/coinsurance per policy year
Deductibleupfront amount paid by insured prior to benefit payment
Diagnosisdescription of a medical condition
Pre-existingcondition treated 6 mos. prior to effective date
Timely filingan acceptable time limit a provider has to bill a claim from the DOS
Medicare Supplementsecondary coverage to Medicare for members age 65 and older
ICD-10description of a medical condition
Speech therapypayable for restorative only
Pharmacy providerExpress Scripts
COBtwo insurance companies coordinating benefits
Dual coveragetwo PEHP policies
scopywords ending in this are considered surgery
Copayset $ amount a member has to pay for an office visit
CPTmedical procedure code
Orthodondicsbraces
Panofull-mouth x-ray
HIPAAprivacy of insurance information
Non covered mental health serviceresidential treatment
Orthoticsmolded arch supports
Bruxismteeth grinding


Salt Lake City, UT

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