| A | B |
|---|
| The 3 major credit reporting agencies | Equifax, Experion, Trans Union |
| Most credit inquiries drop off your creidt report after this many years. | 2 years |
| Someone that might look at your credit report | landlord |
| Inquiries that raise a warning flag to creditors | hard inquiries |
| Number of inquiries on credit report that raise a red flag | 6-10 hard inquiries |
| How often you're entitled to a free credit report | one a year |
| Another name for a credit bureau | Credit reporting agency |
| Inquiries that don't show up on credit report | soft inquiries |
| Length of time bankruptcy stays on a credit report | 10 years |
| Do this with accounts you don't use | close them |
| Do this to actually close your account | send a closure letter |
| Length of time a missed payment stays on credit report | 7 years |
| What a higher credit score means | You are a good credit risk |
| A good credit score | 300-850 |
| What a credit score represents | level of risk |
| One thing that will not be on a credit report | race |
| One thing that will be on a credit report | public records |
