| A | B |
|---|
| responsibility | something you must do |
| grant | money given for a specific purpose |
| unemployed | without a job |
| income | money earned from work or investments |
| volunteer | to do work without pay |
| waste time | to use time poorly |
| routine | a regular, repeated way of doing things |
| cut back | to reduce the amount of something |
| focus | to center your attention on something |
| prioritize | to deal with things in their order of importance |
| expenses | money that you have to spend regularly on something |
| down payment | the first amount of money you give for something when you are going to pay the rest later |
| debt | an amount of money that is owed |
| pay off | to completely pay back an amount of money that is owed |
| outstanding | extremely good |
| monitor | to observe a situation carefully and keep close watch over its progress |
| mortgage | a loan used to pay for a house |
