| A | B |
| bank | financial institution that is a for-profit company |
| credit union | financial institution that is owned by its members |
| savings account | a place to store money for short/medium range goals |
| share account | a name for a savings account at a credit union |
| ATM | automated teller machine |
| checking account | a bank or credit union system that allows withdrawals by writing a check |
| share draft accounts | another name for a checking account, but at a credit union |
| endorse | sign the back of a check |
| debit card | used to directly deduct a purchase from your checking account |
| PIN | personal identification number |
| EFT | electronic funds transfer |
| phishing | a scheme to get personal info by emailing or popups |
| spyware | included in some downloads & monitors your computer use |