| A | B |
| signature card | Used by the bank to verify your identity. |
| bank reconciliation | The process of seeing whether your records agree with the bank's records for your account |
| outstanding checks | checks that have been written but haven't yet reached the bank |
| demand deposits | Each check a customer writes and signs is an order to the bank to release the specified amount. |
| endorsement | This is necessary for cashing a check |
| check register | The section of your checkbook where you keep track of all your transactions. |
| overdraft protection | A prearranged line of credit for overdrawn checks. |
| interest-bearing account | Earns interest on the balance left in the account. |
| overdrawing | When you write a check for more money than there is in your checking account. |
| stop payment | Orders the bank not to cash a particular check. |
| debit card | Is like using a crecit card but money is deducted directly from a checking account rather than a credit account. |
| bank statement | A bank's record of all the transactions in a checking account. |
| canceled checks | Checks that are written that have been cashed. |