| A | B |
|---|
| Alerts and Warnings | Material change credit use |
| Suspicious Documents | ID photo inconsistent |
| Suspicious Personal ID Info | Personal info from member inconsistent w/ info of external sources |
| Unusual or Suspicious Activity | Account use inconsistent w/ previously established patterns |
| Notice from Members, Victims, Law Enforcement or Other Parties | Phishing or spoofing reported |
| Response | Refuse to process transaction until ID established |
