| A | B |
|---|
| insurance | Paid protection against losses due to injury or property damage. |
| comprehensive physical damage insurance | Insurance an automobile owner can get to Protect from loss resulting from tornadoes and windstorms. |
| bidily injury liability insurance | Automobile insurance that covers financial risk due to injury or death to persons not in the policyholder's car. |
| premium | The amount of coverage, type of building and location are all factors that afect the: |
| uninsured motorist insurance | Insurance which protects you from people who can't pay insurance claims. |
| renters insurance | Insurance that is needed for a person's belongings in a building that belongs to someone else. |
| life insurance | Insurance t=which protects the standard of living of the survivors, |
| depreciation | As property becomes older, it may decrease in value. This is called: |
| regular medical expense | Type of health insurance that pays part or all of the fees for non=surgical care given in the doctor's office, the patient's home, or hospital. |
| medicare | Government-provided insurance for people 65 or older and some disabled individuals is called: |
| dental or vision | Speciality insurance that usually pays a percentage of vision and/or dental care. |
| surgical expense | Insurance that provides benefits to cover part or all of surgeon's fees for an operation |
| usual and customary charges | The average cost of a specific treatment in a specific location of the country, as compared by insurance companies. |
| convertible | Term insurance policy that can be changed into permanent insurance without taking a physical exam. |
| whole life | Permanent insurance that extends over the lifetime of the insured and may include savings. |
| workers compensation | When a worker is unable to return to the job due to a job-related illness or accident, a portion of the worker's wages are paid by: |
| beneficiaries | People who receive part of the proceeds of a life insurance policy. |
| disability insurance | Insurance that provides a worker with weekly or month,y payments when he/she is unable to work as a result of an illness or injured covered by the policy. |
| variable life insurance | Life insurance that provides savings and death benefits but allows the policy |
| term insurance | Insurance that covers a person for a specific period of time |
| hospital expense insurance | Pays for hospital care for a given period of time. |
| disability income | NOT included in comprehensive medical policy. |
| medicaid | A government health care plan for certain groups of citizens who are unable to pay for insurance or health care. |
| major medical | Insurance for serious or catastrophic illness that falls outside the coverage limits of hospitalization and surgical insurance. |
| replacement cost | The full cost of repairing or replacing property by an insurance company regardless of its depreciation value. |
| personal property | Posessions that can be moved, like furniture, jewerly, and electronic equipment. |
| homeowners insurance | An insurance policy designed for homeowners that combines different kinds of home protection. |
| insurance agent | A person who sell insurance is an: |
| claim | A request for payment from an insurer for any damages covered by an insurance policy. |
| property damage liability insurance | Protection from financial loss on property ue to damage or theft. |
| collision insurance | Insurance coverae that pays for damages to the policyholder's car caused by collision or by turning over. |
| insurance premium | The amount an insurance company charges a policyholder for an insurance policy. |
| collision | Insurance that covers financial risk to the policyholder's car due to damage during an accident. |
| no-fault insurance | Automobile insurancehwere it does not matter who is legally responsible for an accident. |
| deductible | The amount of the damages that the policyholder must pay before the insurance company payas. |
