| A | B |
|---|
| Interest | money paid for the use of money |
| Outstanding Deposits | Deposits not show on a bank statement |
| Bank Statement | Detailed record of the checking account from the bank |
| Bank Statement Balance | Money left in an account per bank's records |
| Checkbook Balance | Money left in account per depositor's records |
| Bank Reconciliation Statement | Statement that brings checkbook and bank statement balances into agreement |
| Reconciled | Brought into agreement |
| Oustanding checks | Checks issued by the drawer, but not yet paid by the bank |
| Endorsement | Singature on the back of a check |
| Negotiable | Transferable to another party |
| Trailing Edge | Left side of the check |
| Blank Endorsement | Signature only |
| Clearing House | Central place where banks exchange checks |
| Leading Edge | Right side of the check |
| Canceled check | checks that have been paid by the bank |
| Restrictive endorsement | an endorsement, which limits the use of a check |
| Split deposit | part cash, part deposit |
| Full endorsement | endorsement that names person to whom check is transferred |
| Check Register | Book for recording checks and deposits when stubs are not used |
| Voucher | Shows the purpose of the check and a description of the payment |
| Voucher Check | a check with a special stub attached |
| Insufficient funds | When there is not enough money in the chcking account to pay a check |
| Check protector | machine used to write checks |
| Void | unusable |
| Postdate | to record a future date on a document |
| legible | clear and easy to read |
| payee | receives the check and is paid |
| drawee | bank that pays the check |
| drawer | person who writes the check |
| check stub | a part of the check kept by the depositor |
| checkbook | a book of checks |
| ABA number | a number assinged by banks |
| personalized deposit slip | a deposit slip on which the depsoitor's name and address are preprinted |
| forged signature | a name falsely signed by someone else |
| signature card | a form used to indicate to the bank which signatures to accept on signed checks |
| joint checking account | a checking account used by two or more persons |
| individual checking account | a checking account used by only one person |
