| A | B |
|---|
| Annual Percentage Rate (APR) | Interest rate charged for amount borrowed in terms of per dollar per year |
| Grace Period | Amount of time allowed before finance charges are applied |
| Minimum Finance Charge | Minimum amount charged for card use |
| Balance Calculation Method | Method used to determine balance for finance charges |
| Annual Fees | Yearly charge for credit card ownership |
| Cash Advance Transaction Fees | Cash withdrawal fees |
| Late Payment Fees | Penalty fee for payments not made by the due date |
