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Employer
elects to offer HDHP coverage
Employee
elects HDHP coverage
Employer or Health Plan
submits enrollment
ACS
processes enrollment
ACS or Health Plan
generates welcome kit
Accountholder
Completes signature
Employee
receives debit card
ACS
processes signature
ACS
mails debit card
Employee
submits master signature card
ACS
mails checkbook
Employee
submits contribution
Employee
elects payroll withholding to contribute to account
Employer or Payroll Vendor
submits payroll information and funding
ACS
processes funding
Health Plan or Employer
updates coverage status
Lois Chianese
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