| A | B |
|---|
| Individual checking account | a checking account used by only one person |
| Joint checking account | a checking account used by two or more people. |
| Signature card | A form used to indicate to the bank which signatures to accept on signed checks. |
| Forged signature | a name falsely signed by someone else |
| Personalized deposit slip | A deposit slip on which the depositor’s name, address, and account number are printed. |
| ABA number | a number assigned to banks. |
| Checkbook | a book of checks. |
| Check stub | the part of a check that is kept by the depositor. |
| Check | a written order by the depositor to his or her bank to pay a company or person |
| Drawer | the person who writes the check |
| Drawee | the bank that pays the check |
| Payee | The one who will be paid |
| Postdated | To record a future date on a document; can cause problems when they are cashed earl |
| VOID | Makes a check unusable |
| Check protector | A machine used to right checks. |
| Check register | A book for recording chicks and deposits when stubs are not used. |
| Insufficient funds | when there is not enough money in the checking account to pay a check. |
| Endorsement | a signature or stamp on the back of a check transferring ownership. |
| Blank endorsement | an endorsement consisting of the payee’s signature only. |
| Canceled check | checks that have been paid by the bank. |
| Restrictive Endorsement | An edorsement that limits the use of the check |
| Split Deposit | Part cash, Part deposit |
| Full Endorsement | An endorsement that names the person to whom a check is transferred |
| Savings Account | A bank account that earns interest |
| Service Charge | A fee for bank services |
| Withdrawals | To take money out of an account |
| Withdrawal Slip | A bank form used to withdraw money from an account |
| ATM | Automated Teller Machine; a machine tha allows 24-hour banking |
| PIN | Personal Identification Number; a secret number that allows you to use an ATM |
| Stop-payment order | A form instructing the bank to not pay a check |
| Cashier's Check | A check that is guaranteed by the bank |
| Traveler's Check | A safe form of cash for use when taking a trip |
| Bank Statement | A detailed record from the bank of a checking account |
| Bank Statement Balance | The money remaining in a checking account according to the bank's records |
| Checkbook Balance | Money left in the account per depositor's records |
| Bank Reconciliation Statement | A statement that brings the checkbook and bank statement into agreement |
| Reconciled | Brought into agreement |
| Outstanding Checks | Checks issued by the drawer but not yet paid by the bank |
| Oustanding Deposit | Deposits not shown on a bank statement |
| Interest | Money paid for hte use of money |
