| A | B |
|---|
| convenience | advantage |
| immediate possession | advantage |
| savings | advantage |
| can establish a good credit rating | advantage |
| useful for emergencies | advantage |
| quicker than writing a check | advantage |
| can buy a car right away without saving for it | advantage |
| you can buy when there's a sale on | advantage |
| can take care of emergencies | advantage |
| overbuying | disadvantage |
| careless buying | disadvantage |
| higher prices | disadvantage |
| overuse | disadvantage |
| impulse buying | disadvantage |
| get too big of a credit card balance | disadvantage |
| have too many monthly payments | disadvantage |
