| A | B |
|---|
| HIPPA | provides medical records privacy |
| ERISA | establishes minimim requirements for qualified plans |
| Section 125 | allows pre-tax dollars to pay employee's portion of health premiums |
| EOI | provides proof of good health to increase life ins |
| FMLA | allows 12 weeks annually of leave due to health reasons |
| COBRA | extends group coverage for 18 months after termination |
| Medicare part A | provides coverage for in-patient hospital expenses |
| Medicare part B | provides coverage for medical expenses e.g. doctor visits, lab tests, equipment |
| Medicare part C | gov't approved plan run by private company to take place of medicare |
| Medicare part D | prescription drug coverage for anyone age 65+ |
| Long Term Care | pays for care when unable to perform activities of daily living |
| Short Term Disability | income replacement insurance up to 6 months |
| Long Term Disability | income replacement insurance from 6 mos to age 65 |
| HSA | Allows both the employee and employer to contribute to a pretax account in which dollars are available for eligible medical expenses |
| HRA | Healthcare Reimbursement arrangment is employer funded only and can be used for eligible medical expenses |
| FSA | Available for dental and vision expenses only |
