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Core H&W terms

HIPPAprovides medical records privacy
ERISAestablishes minimim requirements for qualified plans
Section 125allows pre-tax dollars to pay employee's portion of health premiums
EOIprovides proof of good health to increase life ins
FMLAallows 12 weeks annually of leave due to health reasons
COBRAextends group coverage for 18 months after termination
Medicare part Aprovides coverage for in-patient hospital expenses
Medicare part Bprovides coverage for medical expenses e.g. doctor visits, lab tests, equipment
Medicare part Cgov't approved plan run by private company to take place of medicare
Medicare part Dprescription drug coverage for anyone age 65+
Long Term Carepays for care when unable to perform activities of daily living
Short Term Disabilityincome replacement insurance up to 6 months
Long Term Disabilityincome replacement insurance from 6 mos to age 65
HSAAllows both the employee and employer to contribute to a pretax account in which dollars are available for eligible medical expenses
HRAHealthcare Reimbursement arrangment is employer funded only and can be used for eligible medical expenses
FSAAvailable for dental and vision expenses only

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