| A | B |
|---|
| Basic Dental | fillings & extractions |
| Preventive Dental | cleanings & x-rays |
| Major Dental | crowns, bridges & root canals |
| Orthodontia | braces |
| DMO | network of dentists contracted by carrier |
| Vision plan | eye exams & glasses or contacts |
| Hearing plan | testing & hearing aids |
| DC FSA | reimburses costs of daycare for young children |
| HC FSA | reimburses expenses not paid by health insurance |
| Flexible Spending Accounts | pre-tax savings but use it or lose it |
| Annual limit for DC FSA | $5,000 |
| Ineligible FSA expenses | overnight camp or cosmestic surgery |
| Eligible FSA expenses | co-pays, deductibles & before school care |
| Active enrollment | making election at AE or QLE |
