| A | B |
|---|
| The amount of money you pay upfront for a car | Down Payment |
| The steady decline in the resale value of any vehicle that you buy | depreciation |
| When you owe more on your vehicle than it is worth | Upside-down |
| The score that evaluates your credit-worthiness and determines the rate of interest you are eligible to receive | Credit score |
| Amount of money you will have to pay back in addition to the money you borrowed | Cost of the loan |
| An insurance policy that will pay your loan obligation if you die or are disabled | Credit Life Insurance |
| The amount of money you pay for your insurance policy | Premium |
| A vehicle that continues to have a defect that substantially impairs its use, value, or safety | Lemon |
| The annual percentage rate for a loan | APR |
| A plan for spending and saving money during a particular period | Budget |
