| A | B |
|---|
| Blank endorsement | The signature of the payee written on the back of the check exactly as it apperas on the front of the check |
| canceled checks | checks the bank has processed |
| cashiers checks | a check written by a bank on its own funds |
| certified check | A personal check that the bank guarantees to be good. |
| checkbook register | A record of deposits to and withdrawls from a checking account |
| checking account | A banking service wherein money is deposited into an account and checks are written to withdraw money as needed. |
| demand deposit | an account that lets you demand portions of your deposited funds at will. |
| draft | Checks used to withdrawl money from an account |
| floating a check | The practice of writing a check on insufficient funds and hoping to make a deposit to cover the check before its cashed |
| overdraft | A check written without sufficient money in an account to cover it |
| reconcilation | The monthly process of matching th banks records with the checking account balance. Outstanding checks and depostits are considered along with other charges and additions to the checking account. |
| restrictive endorsement | An endorsement that that restricts or limits the use of a check |
| speical endorsement | An endorsemnt that instructs the bank to pay the amount of a check to a third party. |
| stop payment order | A request that the bank not cash or process a specific check |
