| A | B |
| automatic | ADJ - operating by itself |
| pay off | PHRASAL VERB - finish paying all the money that you owe |
| debt | NOUN - money that you owe to someone |
| credit | NOUN - a system of buy now and pay later |
| nightmare | NOUN - a bad, scary dream |
| budget | NOUN/VERB - a plan for spending money that you have |
| combine | VERB - mix two or more things together into one; join |
| expense | NOUN - the amount of money you spend on something |
| finally | ADVERB - after a long time; in the end |
| snack | NOUN - a small amount of food that you eat between meals |
| transmission | it moves the power from the engine to turn the wheels |
| leather | animal skin used for making belts, shoes, etc |
| fee | an amount of money you have to pay for a service |
| afford | have enough money to pay for something |
| balance | the money you have remaining after you use or spend some |
| available | able to be used or gotten |
| percent | % |
| interest | money you must pay when you borrow money from a bank |
| loan | a large amount of money that you borrow from a bank |
| repair | fix |
| beauty | attractiveness |
| cash | paper money and coins |
| couple | two people who are in a romantic relationship |
| apply for | request something ( a job, a loan, etc) |
| minimum | the lowest or smallest |
| counselor | a professional who helps people in their personal life |
| cut something up | PHRASAL VERB - cut something into smaller pieces |
| great | very good, excellent |
| however | but |
| worry | think about something and feel nervous about it |
| unfortunately | not good |
| advice | a suggestion |
| daily | every day |
| category | group |
| habit | something you do often, and sometimes without thinking about it |