| A | B |
|---|
| If someone steals a credit card, how much is the debtor required to pay for unauthorized use after notification? | $0 |
| If credit is denied due to errors in a credit report, the BEST option is to: | Ask the credit bureau to investigate. |
| Who helps people who have problems paying back loans? | Credit counselor |
| If a credit card debt, auto loan, and personal loan are combined, what is the loan called? | Consolidation |
| An interest rate higher than allowed by the law is violating the: | Usury laws. |
| After notifying a credit card company about a lost or stolen card, a debtor is liable for: | $0 |
| The cost of credit must be provided to the debtor in writing under what law? | Truth -in- Lending Lwas |
| What law protects consumers against discrimination? | Equal Opportunity Act |
| What law gives consumers the right to know what credit bureaus are providing to creditors? | Fair Credit Reporting Act |
| What law requires creditors to inform consumers of the steps to get credit errors corrected? | Fair Credit Billing Act |
| How many years will bankruptcy affect a person’s credit? | 10 |
| What agency collects information about how promptly people pay their bills? | Credit Bureau |
| Where can families with debt problems go for help? | Consumer Credit Counseling Service |
| What law protects debtors from collection agents? | Fair Debt Collection Practices Act |
| Which law covers billing mistakes for debtors? | Fair Credit Billing Act |
