| A | B |
|---|
| Capital | Property you possess that is worth more than your debts. |
| Credit Bureau | A business that accumulates, stores and sells credit information to business subscribers. |
| Character | A responsible attitude toward living up to agreements, often judged on evidence in the person's credit history. |
| Credit report | A written statement about a consumer's credit history, issued by a credit bureau to its business subscribers. |
| Capacity | The financial ability to repay a loan with present income. |
| Credit History | A complete record of a person's borrowing and repayment performance. |
| Collateral | Property pledged to assure repayment of a loan. |
| Credit Rating | A measure of creditworthiness based on an anaysis of the consumer's financial history. |
