| A | B |
|---|
| balance | how much money you have in your account |
| bank charges | money you pay to the bank for its services |
| branch | local office of a bank |
| credit card | plastic card that lets you buy things and pay later |
| interest account | money the bank gives you on certain types of accounts |
| interest (on a loan) | what you have to pay when you borrow money |
| loan | money lent by a bank and that must be repaid with interest |
| overdraft | when you withdraw (by ATM, check, or debit) more than you have in your account |
| deposit | to put money in to a bank account |
| payee | person you are paying |
| deposit slip | small document recording money that you pay in to a bank account |
| statement | a record of transactions in a bank account |
| withdraw | to take money out of a bank account |
| debit card | plastic card from a bank that lets you buy things and pay directly from your account |
| ATM | automated teller machine that lets you get cash directly from your account |
| checking account | a bank account that you can write checks from |
| savings account | an account that lets you put money aside for a long time |
| CD | (certificate of deposit) a type of account that you cannot open for a certain period of time |
| teller | the person who works behind the window at a bank |
| check | a form of payment that takes money directly from your bank account |
| debt | when you can't pay what you owe |
| minimum payment | the lowest amount you can pay |
| penalty | fee you pay for being late (for example) |
| wisely | intelligently |
| borrow | to use something that you will return later |
| lend | to give something that you want back later |
| pay off | to pay a debt or loan |
| bounce | to come back because of insufficient funds (usually a check) |
| insufficient funds | not enough money (to pay by check, for example) |
| register | a record of money in and out of your checking account |
