| A | B |
| fixed cost | rent payments and property taxes |
| Total cost | sum of the fixed and variable costs |
| Demand for fewer products | caused by increased pricessub |
| substitution effect | willingness to replace a costly item with a less costly item |
| equitable distribution of benefits | advantages of socialism |
| financial intermediaries | institutions that bring together funds that savers provide and then lend those funds |
| households and businesses | sectors that provide the most savings |
| bonds current yield | divide the annual interest by purchase price |
| high risk | when there is a high return on an investment |
| Down Jones reflects | the New York stock exchange |
| over the counter | how most stocks are traded |
| Market Hypothesis | stocks are always priced about right and bargains are hard to find |