| A | B |
| anticipate | to look forward to ; to expect |
| bankrupt | unable to pay one's debt and freed by law from doing so |
| brief | short; not long-lasting |
| brisk | quick; active |
| budget | a plan for spending money during a certain period |
| compete | to try to win against others |
| complicate | to make difficult |
| effect | to mae happen |
| err | to be wrong or to do wrong |
| factor | something that contributes to a result |
| fad | something that is very popular for a short time, then forgotten |
| gripe | to complain |
| knack | a special talent or skill; ability to do something easily |
| leisure | free time not taken up with work |
| unique | the only one of its kind |