| A | B |
|---|
| Business Risk | Possibility of business loss/failure |
| Economic Risk | Changes in overall business conditions |
| Human Risk | Human errors & unpredictability |
| Pure Risk | No change of gain |
| Risk | Chance of financial loss |
| Speculative Risk | Change of loss, no change, or gain |
| Casualty Insurance | Protects from lawsuits |
| Fidelity Bonds | Protects from employee theft |
| Performance Bonds | Protects if word is not finished as agreed |
| Robbery | Taking property by violence/threat |
| Shoplifting | External theft |
| Workers Compensation | Govt program w/ medical & income benefits |
| Risk Retention | Self-insurance |
| Property Insurance | Covers loss of physical property |
| Real Property | Buildings, land & fixtures |
