| A | B |
|---|
| Bank Reconciliation | The process of matching your checkbook register with the bank statement. |
| Blank Endorsement | The signature of the payee written exactly as his or her name appears on the front of the check. |
| Canceled Check | A check that has cleared your account. |
| Cashier's Check | A check written by a bank on its own funds. |
| Certified Check | A personal check that the bank guarantees or certifies to be good. |
| Check | A written order to a bank to pay the amount stated to the person or business named on it. |
| Checkbook Register | A booklet used to record checking account transactions. |
| Debit Card | A plastic card that deducts money from a checking account almost immediately to pay for purchases. |
| Demand Deposit | A type of bank account from which funds may be withdrawn at any time. |
| Electronic Funds Transfer (EFT) | A computer-based system that moves money from one account to another without writing a check or using cash. |
| Floating a Check | Writing a check and hoping to cover it with a deposit before it clears. |
| Overdraft | A check written for more money than your account contains. |
| Overdraft Protection | A bank service that covers checks even if you have insufficient funds in your checking account. |
| Restrictive Endorsement | An endorsement that limits the use of a check. |
| Safe Deposit Box | A place at your bank available to store valuable items or documents. |
| Special Endorsement | An endorsement that transfers the right to cash the check to someone else. |
| Stop-Payment Order | A request that the bank not honor a specific check. |
| Traveler's Checks | Check forms in specific denominations that are used instead of cash while traveling. |
| Money Order | Banks and Post Offices sell this type of payment to people who do not wish to use cash or a checking account. |
| Notary Public | A person who witnesses the signing of official documents and stamps or notarizes the signature as valid. |
