| A | B |
|---|
| Bank | A for profit company that is owned by its stockholders and provides savings and checking accounts and other financial services to its customers |
| Credit Unions | A financial institution owned by its members that provides savings and checking accounts and other services to its membership at low fees |
| Savings account | An account you have at a financial instution that helps you accumulate and save money and earn a small amount of interest at the same time |
| Share account | The credit union term for a savings account |
| ATM | An electronic machine that bank and credit union customers can use to withdraw cash and make other financial transactions |
| Share draft accounts | A credit union term for a checking account |
| Endorse | To sign the back of a check to make it payable to the specified payee |
| PIN | The unique passcode number you use to get access to your savings and/or checking account |
| EFT | A way to give permission to pay bills and have paychecks deposited directly into your account via electronic terminal |
| Identity theft | When someone uses your name, Social Security number, credit card number, and other perosnal information without your permission |
| Phising | An identity theft tool that appears in the form of an e-mail or pop-up message |
| Spyware | A bad side to free downloads that may be used to send you pop-up ads, redirect your computer to unwanted web sites without entering a new site address |
