| A | B |
| credit | An agreement to get money, goods, or services now in exchange for a promise to pay in the future. |
| creditor | One who lends money or provides credit. |
| debtor | One who borrows money or uses credit. |
| interest | A fee charged for the use of money. |
| consumer credit | Credit used by individuals for personal reasons. |
| commercial credit | Credit used by business. |
| credit rating | A measure of a person's ability and willingness to pay debts on time. |
| charge account | Credit provided by a store or company for customers to buy its products. |
| revolving account | A form of credit which allows one to borrow or charge up to a certain amount of money and pay back a part of the total each month. |
| installment loans | Loans repaid in regular payments over a period of time. |