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Understanding Health Insurance Ch. 1-3

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Comprehensive billing/insurance coding certification exam that has high standardsCMRS (Certified Medical Reimbursement Specialist)
This worker submits written confirmation authorizing treatment to a provider and typically coordinates care for chronic conditionscase manager
Insurance commonly purchased by employersbonding insurance
A typical responsibility of a health insurance specialistCorrecting claims processing errors
The process of classifying diagnoses, procedures, and servicescoding
Insurance available through employers, labor unions, consumer health cooperatives, and other organizationsgroup health insurance
The report that details the results of processing a claim that is sent to a patient is theexplanation of benefits
A coding system used for reporting procedures and services in physician offices and is published by the AMACPT
Electronic claims processing sends data througha standardized, machine-readable format
Agency formerly known as the HCFACenters for Medicare and Medicaid Services
The hold harmless clause statesa patient is not responsible for paying what insurance denies
Disability insurance typically provides what type of compensation to the injured personfinancial
The concept that every procedure or service reported to a third-party payer must be linked to a condition that justifies the service is called medical ______.necessity
Health care coverage that allows employees to extend health insurance beyond a termination date:COBRA
An official from Baylor University in Dallas developed what is recognized now as the first _____ policy.pre-paid health
In the 1940s, this began being offered to full-time employees, and employers paid part or all of premium costs:group health insurance
Liability insurance that covers physicians and other health care professionals for liability claims arising from patient treatment:medical malpractice insurance
A ____ delivers health care services using both an HMO network and traditional indemnity coverage so patients can seek care outside the network:point-of-service
Provides accreditation of a variety of health-care organizationsJCAHO
Tax-exempt account offered by employers with any number of employees which individuals use to pay health care billsFSA
Prevents providers from discussing all treatment optionsgag clause
Combines health care delivery with the financing of services providedmanaged care
Primary care provider for essential health care servicesgatekeeper
Training areas for a health insurance specialist:anatomy and physiology, coding, medical terminology, and internet use
Coding system used to report diagnoses and reasons for encounters on physician office claimsICD-9-CM
Mandated by governments, and requires employers to cover medical expenses and lost wages for workers injured on the job or those who have developed job-related disordersworker's compensation insurance
Respondeat SuperiorLatin for let the master answer and means the employer is liable for the actions and omissions of employees as performed and committed within the scope of their employment
liability insurancepolicy that covers losses to a 3rd party caused by an object owned by the insured, or on the premises
A government-sponsored health program that provides benefits to indigent patientsMedicaid
A coding system used to classify a medical conditionICD-9-CM
The process of taking and passing credentialing examsprofessional certification
Government-sponsored health care program for Americans over the age of 65.Medicare


San Antonio, TX

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