| A | B |
|---|
| service charge | a fee a bank charges for handling a checking account |
| money market rate | the current cost of money in the marketplace |
| sharedrafts | withdrawals made on a member's share of owner ship (deposit) in a credit union |
| signature card | a card, kept by a bank, that shows the signature of all individals authorized to draw checks against the account |
| joint account | a bank account that is used by two or more people |
| deposit slip | a form that accompanies a deposit and lists the items you deposited--currency, coins, or checks |
| endorsement | writen evidence that you received payment or that you transferred your right of receiving payment to someone else |
| blank endorsement | an endorsement consisting of only the endorsers name |
| special endorsement | an endorsement including thename of the person to whom the check has been transferred |
| restrictive endorsement | an endorsement including the name of the person to whom the check has been transferred |
| check stub | a form attached to a check on which a depositor keeps a record of the checks written and any current deposits |
| check register | a separate form on which the depositor keeps a record of deposits and checks |
