| A | B |
|---|
| Deductible | Amount paid out-of-pocket by policy holder before the Insurance Company pays the rest |
| Policy Holder | the person who buys an insurance policy |
| Premium | The fee paid to the insurer (insurance company) to pay for insurance |
| Policy | Contract between the individual and the Insurance Company |
| Auto Insurance - Liability | Covers the insured if injuries or damages are caused to other people or their property |
| Auto Insurance - Medical Insurance | Covers injuries sustained by the drive of the insured vehicle or passenger regardless of who is at fault in the accident |
| Auto Insurance - Uninsured/Underinsured | Covers injury or damage to the driver, passengers, or the vehicles caused by a driver with insufficient funds |
| Auto Insurance - Physical | Covers damages caused to the vehicle |
| Collision | Covers collision with another object, car or from a rollover |
| Comprehensive | Covers all physical damage losses except for collision |
| Types of Insurance | Health, auto, life, disability, homeowners, renters |
