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| finance | The science of the management of money and other assets; the management of money, banking, investments, and credit. |
| finance manager | An individual who manages money and assets, either for an individual or for an organization. |
| financial analyst | An employee of a bank, a brokerage, a financial advisor, or a mutual fund company who studies companies and makes buy and sell recommendations; the analyst often specializes in a single sector or industry. |
| financial planner | An investment professional who helps individuals set and achieve their long-term financial goals, through investments, tax planning, asset allocation, risk management, retirement planning, and estate planning. The role of a financial planner is to find ways to increase the client’s net worth and help the client accomplish all of his/her financial objectives. |
| taxonomy | A categorized list of words related to a particular topic. |
| trade show | An event at which goods and services in a specific industry are exhibited and demonstrated. |
| bank | A depository institution where one can keep and borrow money and take care of financial affairs. |
| compound interest | Interest earned on both the principal amount and any interest already earned. |
| credit union | A cooperative nonprofit financial institution that is privately owned and controlled by its members. It provides depository and lending services to its members. |
| Federal Reserve | The central bank of the United States. “The Fed” incorporates 12 Federal Reserve branch banks, along with all national banks, all state-chartered commercial banks, and some trust companies. |
| Federal Deposit Insurance Corporation (FDIC) | An agency of the United States that promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $250,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails. |
| finance | The science or study of the management of money, credit, banking, and investments. |
| financial advisor | A professional who provides financial planning and advice on financial matters. |
| financial literacy | The ability of individuals to make appropriate decisions in managing their personal finances. |
| financial services industry | Financial institutions that help consumers, businesses, and governments manage money. These institutions can be depository or not. |
| future value | What an amount invested today at a particular interest rate will be worth in the future. |
| insurance company | A financial institution that protects persons against the risk of financial loss. |
| interest | Cost of borrowing money expressed as a percentage of the amount borrowed. |
| National Credit Union Administration (NCUA) | An independent federal agency that serves to supervise and regulate federal credit unions. It also provides account insurance for many state-chartered credit unions through the National Credit Union Share Insurance Fund. |
| present value | The value of a future cash stream discounted at the appropriate market interest rate. |
| risk | Degree of uncertainty of return on an asset; the possibility of loss. |
| simple interest | The amount of interest based on a principal amount and not on earned interest. |
| time value of money | Money’s potential to grow in value over time. The relationship between time, money, a rate of return, and earnings growth. |
