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| capital | A term used to define the financial resources that are used to make money, which can take the form of equity or debt. |
| financial intermediary | An institution that acts as a service for both those who have extra money to save or lend and channels it to those who wish to invest or borrow. |
| mutual funds | Investment companies that combine the money from a large group of investors to buy stocks and other investments. |
| pension funds | Financial providers that specialize in gathering payments into retirement funds, and investing those payments so that they may accumulate to an amount that provides enough income at retirement. |
| savings and loan | Depository financial institutions that specialize in home mortgage loans. |
| thrifts | Depository institutions that include savings and loans, savings banks, and credit unions. They specialize in saving accounts and real estate financing. |
| bank | A depository institution where one can keep and borrow money and take care of financial affairs. |
| credit union | A cooperative nonprofit finanical institution that is privately owned and controlled by its members. It provides depository and lending services to its members. |
